Special Event Insurance

What is Special Event Insurance?

Special Event Insurance is a type of coverage that protects your business from financial loss in the event that something unexpected occurs during a special occasion or event. This coverage can be customized to fit the needs of the specific event and can cover a variety of potential issues.

What Does Special Event Insurance Cover?

Special Event Insurance can cover a range of risks including, but not limited to:

• Third-party injury or property damage
• Liquor-related incidents
• Cancellation or postponement due to weather
• Vendor no-shows or cancellations
• Venue damage or loss
• Loss of revenue due to event interruption

It's important to know that the specific coverage and policy limits will vary depending on the type and size of the event.

Why do I need Special Event Insurance?

Every event has inherent risks no matter how well planned or executed it may seem. If an accident occurs, it can result in serious financial loss for your business. Special Event Insurance acts as a safety net to ensure that your business is protected in the event of an unforeseen incident.

If a person is injured while attending your event, you could be held liable for their medical and legal expenses. If you don't have proper coverage, this could result in significant financial loss for your business. Special Event Insurance can safeguard your business from such unexpected liabilities.

Do I need Liquor Liability Insurance if I'm Hosting an Event with Alcohol?

If you plan on serving alcohol at your event, you will need Liquor Liability Insurance in addition to your Special Event Insurance. This coverage can protect your business in the event that a guest becomes intoxicated and causes damage or injury to themselves or others.

Liquor Liability Insurance provides coverage for both legal fees and possible damages awarded in the event of a lawsuit, avoiding any financial harm to your business.